Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
5.1
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0
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Backend Development
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The skill provides a reasonable high-level overview of Plaid API integration patterns (Link tokens, transactions sync, error handling) and identifies anti-patterns. However, it lacks concrete implementation details, code examples, or step-by-step instructions needed for a CLI agent to actually execute these tasks. The 'Sharp Edges' table is a placeholder with no actual content ('Issue' repeated with generic 'See docs'). The description is clear but the skill would require significant external documentation or additional token usage to be actionable. Novelty is low as these are standard Plaid integration patterns that are well-documented in Plaid's official docs. To improve: add concrete code snippets, API call examples, webhook payload handling code, and complete the Sharp Edges section with real issues and solutions.
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